Term Life
Affordable protection for 10–30 years. It covers the mortgage, the kids and the income your family relies on.
High Caliber Agencies is a life insurance agency built on training, accountability and results. We protect families, and we build the agents who do it.
Appointed with top-rated carriers
Who we are
We build people first. Production follows.
Life insurance is a people business, and the best agents are the ones who keep growing: in discipline, confidence and leadership. That's why personal development is built into how we work, alongside the sales training. Show up, do the work, measure it honestly and get better every week. Marry the process, divorce the outcome, and the results take care of themselves.
Coverage
Our agents shop multiple carriers to match you with the right policy at the right price.
Affordable protection for 10–30 years. It covers the mortgage, the kids and the income your family relies on.
Lifelong coverage with guaranteed cash value that grows every year you own it.
Permanent coverage with growth linked to a market index, plus flexible premiums and downside protection.
Simplified-issue coverage so loved ones aren't left with funeral and end-of-life costs.
Keeps your family in the home, with living-benefit riders for critical illness and disability.
Guaranteed income and principal protection for retirement you can plan around.
The opportunity
Every High Caliber agent gets the HC Platform, a private hub that runs your pipeline, your production and your development in one place.
Today's activity, recent sales, production and Bootcamp progress, all on one screen when you log in.
Dials, contacts and appointments logged every day, with history that shows your growth.
Every recruit from first call to ready-to-start, checked off step by step.
Active policies, renewals and lapse alerts before they happen.
Transparent payout math and statements you can check yourself.
Agents ranked by AP submitted, updated in real time.
One click into every carrier portal to quote and submit.
Bootcamp
A fixed-length track takes new agents from contract to producing, with a mentor at every step.
Contracting, state licensing, appointments and E&O, all tracked on your onboarding checklist.
Sales psychology, product knowledge, call reviews and referral training in your first 90 days.
Work routed leads with live call support and AI role-play between dials.
Builder and recruiting training, leadership calls, and a path to your own team.
Training culture
Every meeting runs on Zoom in Pacific time. The agency Zoom floor is open daily from 8 AM to 8 PM for breakout rooms and call support.
Join links and passwords are in the agent platform
Weekly Production Challenge
A new competition every Monday, ranked by AP submitted. Team battles, real prizes, and a leaderboard that updates live inside the platform.
View full leaderboardSample data
Founder story
“I didn’t have experience. I didn’t have some special advantage. What I did have was a willingness to work.”
“When I got into life insurance, I had absolutely no background in business or sales. I had just graduated college with a degree in Wildlife Ecology and was delivering pizzas when I was introduced to this opportunity.
I didn’t have experience. I didn’t have some special advantage. What I did have was a willingness to work. I plugged into a proven system, followed the people who were already succeeding, and worked as hard as I possibly could.
In my first full year in the business, I personally issued $470,000 in paid premium.
Five years later, that decision has completely changed my life. Today, I’m the Owner and CEO of High Caliber Agencies, an organization that continues to grow month after month. I’ve reached a point where I’m personally depositing over $100,000 per month—but the money is only one part of what this opportunity has given me.
High Caliber Agencies was built around personal development, business development, mentorship, growth, and leadership. Our goal isn’t simply to teach someone how to sell life insurance. We want to help people develop the skills, discipline, and mindset to change their financial future—and eventually put them in a position to help other people do the same.
This business has changed my life spiritually, mentally, physically, and financially. It has given me the freedom for my wife not to have to work, the ability to control my time, and opportunities I never imagined having when I was delivering pizzas after college.
I’m living proof that you don’t need to come from a business background to succeed here. You need the right system, the right mentorship, a willingness to learn, and an uncommon work ethic.
That’s what High Caliber Agencies represents to me: becoming more, earning more, and then helping the people around you do the same.”
Jared CristFounder & CEO, High Caliber Agencies
Leaders built here

“I came into High Caliber Agencies less than three years ago as a bank teller straight out of high school. I had tried everything from dropshipping to real estate, looking for the right opportunity.
Within my first three months, I was writing $50,000 a month, and in my first full year, I issued over $500,000 in paid premium.
Today, I personally write around $90,000 a month, lead a team producing over $300,000 a month, and have reached over six figures in monthly income.
But what means the most is that this business didn’t just change my life—it changed my family’s life and has given me the opportunity to help others do the same.
High Caliber Agencies gave me the system, mentorship, and opportunity to completely change the trajectory of my life.”
Jalon GriffithCEO, Syndicate Agencies · High Caliber Agencies
Individual results. Earnings are not typical and depend on effort, skill and market conditions.
Join the team
Licensed or not, we'll show you the path. Send us your info and a leader will reach out within one business day.